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Zero Dep & Insurance
Depot 0 + Accessories 3,348 = 3,348
The 2020 manufactured all Datsun Redi GO is available for sale Price In Mumbai, price range starting at as low as Rs 35,85,49,.00* going up to Rs. 4,95,616*. This 5-seater comes with Petrol engine types and offers an average mileage of 25.2 Kmpl and is available with Manual transmissions. Other key specifications of the Datsun Redi GO include a length of 3429 mm, ground clearance of 185 mm, fuel Tank capacity of 28 litres . The Datsun Redi GO is now out for sale in 5 colours.
EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
To process your loan application with the chosen lender, you would be required to submit your KYC documents, which include your identity proof and current address proof, a copy of your PAN Card, your bank statement and your income proofs (Form 16/Salary Slips/ITR). You can get the exact requirement from your loan consultant after applying with us here.
The lenders generally finance 90% of the On-Road Price of the car. Some customers may be eligible for 100% funding too. This means the minimum possible down payment that you have to pay includes the RTO and insurance charges. Down payment is the difference between the On-Road Price of the car and the amount funded by the lender. For example:- Rohit from New Delhi is planning to purchase Honda Amaze, which has an ex-showroom price of ? 7,05,000 in New Delhi. RTO charges for this car in New Delhi will be ? 68,018 and Insurance charges will be ? 29,880. A leading financier approved his new car loan for 90% of the On-Road Price of the car. Therefore, he will have to pay the 10% of On-Road Price (10% of ? 802898 = ? 80289.8) as a down payment to purchase the car.
Most lenders offer car loans for tenures ranging from 1 year to 5 years. You can choose the loan tenure as per your preference. Some lenders like HDFC Bank, Axis Bank, ICICI Bank also offer car loans with tenure up to 7 years.
Generally, new car loan customers choose a 5-year tenure. For a longer tenure, EMIs will be lower but the borrower will end up paying more interest against the loan amount and for a shorter tenure, EMIs will be higher and the customer will end up paying lower interest against the loan amount. So, if the customer is getting a loan for 7 years and doesn’t want to commit to a higher EMI then he should choose a loan tenure for 7 years.
When you are paying off a part of the car loan by making larger payments than the EMI, before the end of the tenure, then it is called part prepayment. By part prepayment, your principal outstanding will be reduced and also reduce your future EMIs. Usually, banks accept part prepayment of upto 25% of the principal outstanding amount in a year, charges against the part prepayment depends upon the due month of the EMI.
For example: HDFC charges 5% on the part payment amount in case part prepayment is within 13-24 months from 1st EMI and 3% on the part payment amount in case part prepayment is post 24 months from 1st EMI.
After the car loan is approved, a customer will have to sign an agreement including a NACH (National Automated Clearing House) form, a centralised system implemented by National Payments Corporation of India (NPCI), launched with an aim to consolidate multiple ECS (Electronic Clearing Service) systems running across the country allowing paperless debit transactions between banks.
Getting into such an agreement would mean that the customer has granted permission for auto-debiting of the EMI amount from his bank account on a date as mentioned in the agreement till the last EMI of the loan amount.
The Datsun Red-GO is another car that has joined the Datsun GO family and it is no different in terms of affordability and the advanced technology. It is a fun vehicle that uplifts spirits and redefines freedom and offers a sense of confidence. This vehicle is the first of its kind and is India’s first Urban Cross. It has become very popular because of its style and revolutionary personality.
Available with a Petrol Engine and Manual transmission. But the difference between this vehicle and the others from the same family is that, this comes with three different Petrol Engine capacities, which are, the Redi-GO 1.0L i-SAT engine technology, the Redi-GO GOLD 1.0L i-SAT engine technology and the Redi-GO 0.8L Engine. It offers unmatched performance based on its size and is far better than most vehicles available in its segment.
The design structure of all the Datsun Redi-GO vehicles is more or less the same, with just a few aesthetic changes to differentiate one from the other. The vehicles have distinctive rear shoulders, front grille with the Datsun Logo and smart headlamps. The Redi-GO GOLD comes with Gold inspired exteriors, black griller with chrome accent and wheel covered with Golden Accent, while the Redi-GO Sport has a sporty exteriors and aggressive styling and black wheels with red accent.
