The 2020 manufactured all New Toyota Innova Crysta is available for sale Price In Mumbai, price range starting at as low as Rs 19,24,563* going up to Rs. 25,31,141*. This 7-seater comes with PETROL/DIESEL engine types and offers an average mileage of 9.9 Kmpl and is available with Manual transmissions. Other key specifications of the New Toyota Innova Crysta include a length of 4735 mm, ground clearance of 176 mm, fuel Tank capacity of 55 litres and Anti-Lock Braking System (ABS). The New Toyota Innova Crysta is now out for sale in 7 colours.
We try our best to show you the most accurate prices and other content, however, these details are subject to change without prior notice. If you find any discrepancy, please bring it to our notice by writing at : [email protected]
Zero Dep & Insurance
Depot 0 + Accessories 3,348 = 3,348
EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI can be calculated using the following formula:
{P x R x (1+R)^N / [(1+R)^N-1]}
where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.
To process your loan application with the chosen lender, you would be required to submit your KYC documents, which include your identity proof and current address proof, a copy of your PAN Card, your bank statement and your income proofs (Form 16/Salary Slips/ITR). You can get the exact requirement from your loan consultant after applying with us here.
The lenders generally finance 90% of the On-Road Price of the car. Some customers may be eligible for 100% funding too. This means the minimum possible down payment that you have to pay includes the RTO and insurance charges. Down payment is the difference between the On-Road Price of the car and the amount funded by the lender. For example:- Rohit from New Delhi is planning to purchase Honda Amaze, which has an ex-showroom price of ? 7,05,000 in New Delhi. RTO charges for this car in New Delhi will be ? 68,018 and Insurance charges will be ? 29,880. A leading financier approved his new car loan for 90% of the On-Road Price of the car. Therefore, he will have to pay the 10% of On-Road Price (10% of ? 802898 = ? 80289.8) as a down payment to purchase the car.
Most lenders offer car loans for tenures ranging from 1 year to 5 years. You can choose the loan tenure as per your preference. Some lenders like HDFC Bank, Axis Bank, ICICI Bank also offer car loans with tenure up to 7 years.
Generally, new car loan customers choose a 5-year tenure. For a longer tenure, EMIs will be lower but the borrower will end up paying more interest against the loan amount and for a shorter tenure, EMIs will be higher and the customer will end up paying lower interest against the loan amount. So, if the customer is getting a loan for 7 years and doesn’t want to commit to a higher EMI then he should choose a loan tenure for 7 years.
When you are paying off a part of the car loan by making larger payments than the EMI, before the end of the tenure, then it is called part prepayment. By part prepayment, your principal outstanding will be reduced and also reduce your future EMIs. Usually, banks accept part prepayment of upto 25% of the principal outstanding amount in a year, charges against the part prepayment depends upon the due month of the EMI.
For example: HDFC charges 5% on the part payment amount in case part prepayment is within 13-24 months from 1st EMI and 3% on the part payment amount in case part prepayment is post 24 months from 1st EMI.
After the car loan is approved, a customer will have to sign an agreement including a NACH (National Automated Clearing House) form, a centralised system implemented by National Payments Corporation of India (NPCI), launched with an aim to consolidate multiple ECS (Electronic Clearing Service) systems running across the country allowing paperless debit transactions between banks.
Getting into such an agreement would mean that the customer has granted permission for auto-debiting of the EMI amount from his bank account on a date as mentioned in the agreement till the last EMI of the loan amount.
The Toyota Innova Crysta, is one of the most premium and loved car in the Indian Market and one of the best in its segment. The all new Crysta is the successor of the sturdy Tata Innova. Be it long travels or shorter drives, this Multi-Purpose Vehicle (MPV), has proved its worth and shown why it is so loved and appreciated all over the country. It competes with Ford Endeavour Audi A6.
This dynamic vehicle offers splendid performance and fuel efficiency. Available in two variants, i.e. Diesel and Petrol. The 6 speed super intelligent controlled automatic transmission is made accessible with this vehicle, which extracts maximum power and potential from the Toyota Innoca Crysta, along with that a 5 speed manual transmission gearbox is also made accessible. The diesel variants comes with GD Diesel Engine, offering an average torque of 343 Nm and an average power of 147 bhp. The Refined Petrol Engine delivers a power of 122 kW. The improved suspension and pitch & bounce control promises a smooth and easy journey. There is so much more the all new Toyota Innova Crysta has to offer, setting it apart from the other vehicles in its segment.
The broad and dynamic shape of this MPV, is a complete boss on the roads, showing the onlookers what a powerful vehicle looks like. The big built and structure offers an authoritative presence, making the Toyota Innova Crysta popular and enigmatic. The elegant front grille and automatic LED projector headlights look dominating. The sophisticated alloy wheels and chrome window lining, a different charm is added. Rear unique inverted lights, electrically adjustable and retracting chrome finish ORVM and welcome lamps are also included, along with back door easy closer and shark fin antenna and integrated rear spoiler.
